Resources for Current & Future Homeowners

10 Tips for buying your First Home

10 Tips for buying your First Home

Let's face it, its the start of a new year and the first place you started looking was online using an app on your phone or your computer. It’s really easy to fall in love with a property looking at fabulous pictures online, but before you do, let's figure out what...

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11 Terms To Know Before You Buy A Home

11 Terms To Know Before You Buy A Home

Don't let the process of buying a home overwhelm you, take a moment to breathe and read through this post to familiarize yourself with when you start the process.Appraisal Contingency: Protects the buyer by ensuring that property chosen is valued at the minimum...

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First Step to Homeownership: Mortgage Approval

First Step to Homeownership: Mortgage Approval

This is the first step towards purchasing your first home. Here is a detailed list of documentation needed, with a few explanations that you will find useful: In most cases, your two most recent tax returns will be required. We use these for a few reasons. Your tax...

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A helpful guide to different Home Types

A helpful guide to different Home Types

This is the first step towards purchasing your first home. Here is a detailed list of documentation needed, with a few explanations that you will find useful: SFR: Single Family Residence A single family residence (SFR) is the most common type of home listed in the...

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Mortgages Made Easy

Mortgages Made Easy

Tips to Follow For Peace of Mind When Shopping for a Home: Are you experiencing frustration and disappointment when placing offers in today’s market? If so, you are not alone. In every price range, the competition is high and inventory remains low. Here some tips to...

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Reviewing Your Credit Report

Reviewing Your Credit Report

Life can messy, and that's okay! Don't let the process of buying a home overwhelm you, take a moment to breathe and read through this post to familiarize yourself before you start the process.About Your Credit Report Often credit reports can reveal issues or even...

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How to get approved for a Loan

How to get approved for a Loan

The very first step to homeownership is getting approved for a home loan. Here is what you can expect from the process.The loan application will need to be completed to the best of your ability. The most important thing any bank is looking for is your employment and...

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Down Payment Options: Real Estate

Down Payment Options: Real Estate

It’s always good to know your options. I take applications for mortgages seven days a week and I usually ask people three questions: Have you decided how much you want to spend on your monthly payment? How much money do you have saved for your down-payment? Will this...

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203K Loans

203K Loans

I love any tool that can be used to provide options and provoke creativity. Although cash transactions are slowing down, they are still out there, especially when the deal is good. A “fixer” is basically a property that either needs a face-lift or a total make-over...

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Padi Goodspeed | Branch Manager | NMLS #2611

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

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*10 day closing from date RESPA is triggered to the issuance of final commitment letter. Guaranteed Rate cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on all involved parties level of participation at any stage of the loan process. Contact Guaranteed Rate for more information.

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