Padi Goodspeed, Your Mortgage Girl

Sustainable Financing for Successful Homeownership



We’re here to help!

Send us a message and we will respond to you very soon.

How can we help you?


We have over 17 years of experience.

Fast Support

We strive on great communication.

Expert Teams

We are a team of experienced professionals.

By submitting your phone number you are providing express written consent for Guaranteed Rate, Inc. and its affiliates, agents, and service providers to contact you at that number regarding products or services, including via autodialed and/or prerecorded or artificial voice calls and text messages (SMS and MMS), or email even if your telephone number is a cellular number or on a corporate, state, or the National Do Not Call Registry (DNC) or other do not contact list. You may also reach us at 866-934-7283 or by utilizing our services at Loan Options. You may opt-out at any time by emailing us a Do Not Call Request at and providing your phone number. Your consent is not required or a condition of any purchase. Message and data rates may apply. You also consent to our SMS termsPrivacy Policy and Terms of Use. By communicating with us by phone you consent to calls being recorded and monitored.

What people are saying on Zillow

Client Testimonials

Padi and her team were excellent! She got me and my wife an amazing rate and just knocked the whole process out of the park. The communication from her team was phenomenal, recommending to all of my coworkers and friends. The whole process was made seamless, I was completely stress free and barely had to do or worry about anything other than digital signing forms. She made the process so easy especially with all the questions I had as a first time home buyer. THANKS PADI!

Micah C from Vacaville, CA

It was the fastest close of my life!! When Padi told me we were going to close in 21 days, I was flabbergasted. However, between her and Michelle, they made it happen. We had some unexpected roadblocks along the way, but they made the impossible possible. This is my fourth home to purchase.

Dr. Kecia Kelly from Oakland, CA

Since 2011, Padi and her team has never fail at delivering an incredible fast, smooth, and easy service. A stranger that helped me with the process of buying my first home in 2011 to becoming a family throughout the years. To helping my boyfriend purchase his first home And helping my parents get qualified for their home without even a pain or hustle of paperwork? How can I not keep coming back?!!! Padi and her team is always on top of everything and not once did we ever feel left out. I thank her so much for a quick responses and the delivery of her team is phenomenal. If I can give you and your team a million hugs.

Jenny S from Sacramento, CA

We're the best in the nation

Awards & Recognition

Yes, you can own a home.

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Give us a ring

(510) 928 - 4260

Located in California

Oakland & Sacramento

Equal Opportunity Lender

Padi Goodspeed | Branch Manager | NMLS #2611

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

10 Day Close*

*10 day closing from date RESPA is triggered to the issuance of final commitment letter. Guaranteed Rate cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on all involved parties level of participation at any stage of the loan process. Contact Guaranteed Rate for more information.

Roseville, CA

3907 Park Drive, Suite 235,
El Dorado Hills, CA 95762

Oakland, CA

1111 Broadway
OaklandCA 94607

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Contact Us

Phone: 916-257-9435
Office: 510-928-4260

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