What people are saying on Zillow

Client Testimonials

Padi and her team were excellent! She got me and my wife an amazing rate and just knocked the whole process out of the park. The communication from her team was phenomenal, recommending to all of my coworkers and friends. The whole process was made seamless, I was completely stress free and barely had to do or worry about anything other than digital signing forms. She made the process so easy especially with all the questions I had as a first time home buyer. THANKS PADI!



Micah C from Vacaville, CA

It was the fastest close of my life!! When Padi told me we were going to close in 21 days, I was flabbergasted. However, between her and Michelle, they made it happen. We had some unexpected roadblocks along the way, but they made the impossible possible. This is my fourth home to purchase.



Dr. Kecia Kelly from Oakland, CA

Since 2011, Padi and her team has never fail at delivering an incredible fast, smooth, and easy service. A stranger that helped me with the process of buying my first home in 2011 to becoming a family throughout the years. To helping my boyfriend purchase his first home And helping my parents get qualified for their home without even a pain or hustle of paperwork? How can I not keep coming back?!!! Padi and her team is always on top of everything and not once did we ever feel left out. I thank her so much for a quick responses and the delivery of her team is phenomenal. If I can give you and your team a million hugs.



Jenny S from Sacramento, CA

A pandemic is no match for Padi Goodspeed!

Padi, you are the REAL DEAL! When most would shy away from working with a self-employed couple during a pandemic, you not only took on the task but you killed it for us. I cannot thank you enough for your professionalism, patience, and hustler mentality. I know this was not an easy refinance, but you made my wife and me feel like we were your top priority even when the world around us all seemed to be imploding. You and your team were amazing, helpful, and provided top-notch service every step of the way. I am a client for life and will sing your praises everywhere I go.

Zane B

from Pleasant Hill, CA

Professional, efficient and friendly

Gave me the feeling that everything was under control and in the hands of a professional. The refinance process was efficiently done and in a timely manner. Everyone that I worked with was friendly and encouraging. Good job.

Sean W

from El Dorado, CA

First time buyer!

Padi and her team were excellent! She got me and my wife an amazing rate and just knocked the whole process out of the park. The communication from her team was phenomenal, recommending to all of my coworkers and friends. The whole process was made seamless, I was completely stress free and barely had to do or worry about anything other than digital signing forms. She made the process so easy especially with all the questions I had as a first time home buyer. THANKS PADI!

Micah C

from Vacaville, CA

Always an incredible service

Since 2011, Padi and her team has never fail at delivering an incredible fast, smooth, and easy service. A stranger that helped me with the process of buying my first home in 2011 to becoming a family throughout the years. To helping my boyfriend purchase his first home And helping my parents get qualified for their home without even a pain or hustle of paperwork? How can I not keep coming back?!!! Padi and her team is always on top of everything and not once did we ever feel left out. I thank her so much for a quick responses and the delivery of her team is phenomenal. If I can give you and your team a million hugs. I will shower you with so much grace of hugs. My family and I are grateful for all the service you’ve done throughout the years. And also, the goodies thank you package is definitely the cherry on top! Thank you thank you thank you! You’re service was such a breeze!

Jeff K

from Sacramento, CA

Simply, the best!

If you want to buy and close your transaction in Ms Padi Goodspeed you have simply found THE BEST. Above and beyond white glove service.. Look no further. Padi is the not only the fastest but the most precise as well. I would never use another lender. Your Mortgage Girl is the Top of The Food chain

David L. Newton

from Los Angeles, CA

Padi is a GODSEND!

The service Padi and her team provides is unparalleled. They consistently go above and beyond. Padi was more than a mortgage advisor, she was our guide to our first home purchase and subsequent refinance. I would encourage anyone looking to purchase a home or refinance to go with Padi. We have referred many of our family and friends to her.

Tomas Alvarez MSW

from Oakland, CA

Extremely Satisfied with her

There are alot of lenders and companies to assist with the purchasing of your home but they have always made me feel like they are in a hurry to get the business deal done. Expect different, Padi and her team are great people to not only communicate the important information but to be able to let them know what your personal challenges are that makes you feel vulnerable from getting a home. Padi and her team ease my concerns and really evaluated what was best for me rather than get me into a situation that was not in my best interest. They care about the relationship after the purchase and it never stopped there. They keep in contact with you to make sure things are going well as they did every step of the way with my challenges. I’ll never forget the experience they had given me with a purchase of my own home, I truly felt someone was always looking out for me. They also helped my son purchased his home as well, thank you Padi!

Nick Cid

from Fair Oaks, CA

Best Experience Ever

Padi has been nothing but amazing when helping my family and I. She exhausted every option to get us nothing but the best. She got it done quick, and was so efficient! I’ll never work with anyone else!

Leila H

from Orangevale, CA

We're the best in the nation

Awards & Recognition

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Give us a ring

(510) 928 - 4260

Located in California

Oakland & Sacramento

Equal Opportunity Lender

Padi Goodspeed | Branch Manager | NMLS #2611

Applicant subject to credit and underwriting approval. Not all applicants will be approved for financing. Receipt of application does not represent an approval for financing or interest rate guarantee. Restrictions may apply, contact Guaranteed Rate for current rates and for more information.

10 Day Close*

*10 day closing from date RESPA is triggered to the issuance of final commitment letter. Guaranteed Rate cannot guarantee that an applicant will be approved or that a closing can occur within a specific timeframe. All dates are estimates and will vary based on all involved parties level of participation at any stage of the loan process. Contact Guaranteed Rate for more information.

Roseville, CA

3907 Park Drive, Suite 235,
El Dorado Hills, CA 95762

Oakland, CA

1111 Broadway
OaklandCA 94607

Send a Fax

888-705-6299

Contact Us

Phone: 916-257-9435
Office: 510-928-4260

Email Us

padi@yourmortgagegirl.com